UM coverage usually refers to uninsured or underinsured motorist policy coverage. It's actually one of the most important coverage policies you can purchase because it pays you for your injury if the person at fault doesn't have any or enough liability coverage.
Unless you have affirmatively rejected UM coverage in writing, UM coverage is mandatory in Texas.
The mistake that our law firm sees is when you release the at-fault driver without getting consent from your own UM carrier. By doing this, you wave your valuable UM benefits and that can cost you thousands of dollars. For more information or to schedule an appointment, call Buzzard Law Firm, P.C. at 806-665-7281.